Pakistan Stock Exchange Limited (PSX) is the country’s only stock exchange where trading of shares takes place. It is a marketplace where investors can buy and sell shares of listed companies and other securities through securities brokers, also called Trading Right Entitlement Certificate (TREC) holders. PSX has been rated among the world’s best performing stock market for the past many years. For more please visit www.psx.com.pk

Central Depository Company (CDC) is the sole shares depository and the custodian of investor assets in the Pakistan Stock Market. CDC is the only entity handling the electronic (paperless) settlement of shares transactions carried out at the Pakistan Stock Exchange. CDC serves as the information hub between banks and stock market for Roshan Digital Account holders. For those who are interested to invest in stock market through RDA, CDC will open a Custody Account for them. For more please visit: www.cdcpakistan.com

Stock Exchange provides an avenue for individuals to invest their funds in shares of listed companies and earn through Capital gain and dividend thereof in return while being stakeholders in their homeland’s economy.
. Are customers maintaining Non-Resident Rupee Value Account (NRVA) with Islamic Branches also eligible to invest?
Yes. Islamic bank are providing following options/models for investment:

• Direct Settlement Service (DSS) Model – For NRPs maintaining NRVA with Conventional Banking
• Direct Settlement Service Islamic (DSSI) Model / DSS Shariah Model - For NRPs maintaining NRVA with Islamic Banking
.How can I start investing in Pakistan Stock Market if I open a Roshan Digital Account?
First, you have to select ‘Stock Market Investment’ from the menu of ‘Non-Financial Services’ tab on RDA portal for opening of CDC account by providing therein following details and submit request under consent to share the information with Central Depository Company (CDC) and other capital market entities and accepting terms and conditions:

a. Select Foundation Securities (Pvt.) Ltd, as broker form from the provided list of broker

b. Investment Mode i.e. DSS (For Conventional Customers) / DSSI (For Islamic Banking Customers)
You will receive an ‘Acknowledgement Email’ from CDC. In 24 business hours of receiving the acknowledgement mail from CDC, and if your information/credentials were found complete and correct, you will receive an Account Opening Package email from CDC, comprising of the following actions and details:

1. Opening of your Trading Account with your selected broker.
2. Creation and Registration of your Unique Identification Number (UIN).
3. Opening of your Custody Account (CDC Account).
4. Activation of Direct Settlement Service (DSS) / Direct Settlement Service Islamic (DSSI) in your Investor Account
5. Credentials of CDC Web Access Login ID and Password.

Custody Account is a shares custody account opened with CDC.

A Trading Account is opened on behalf of the Investor with a broker and is used for trading in shares.

In order to authenticate each trade and transaction executed in the stock market, NCCPL registers investors by assigning a Unique Identification Number (UIN). Registered UINs are provided to the stock exchange by NCCPL and it is mandatory for brokers to enter UIN while trading. For more visit: www.nccpl.com.pk

No

You can make request for transferring funds to CDC through ‘Stock Market Investment’ under financial services tab on RDA portal.

You can purchase shares through broker’s online trading app / portal easily within the amount transferred by you to CDC.

No, you can only transfer the funds to your affiliated Roshan Digital Account from respective CDC account.

No, Deposit of physical securities is not allowed in RDA account opened with CDC.

To view your cash, securities and account activity, visit CDC Web Access ( https://www.cdcaccess.com.pk/ )

No, transfer of securities is not allowed from RDA account opened with CDC to any other IAS / Sub-Account.

No, transfer of securities is not allowed from another IAS or Sub-Account to RDA Account opened with CDC.

You will be contacted directly by your broker Foundation Securities regarding our Fee and Commission Structure and other trading details. Please note that before the opening of your Trading Account, we will perform its own due diligence and may ask for more details / information.

CDC will pay your broker’s commission from the cash transferred by you from your Roshan Digital Account to CDC bank account.

CDC will pay cash on your behalf against the purchase at T+2 basis (i.e. two business days after transaction), and will receive shares in your CDC Account under notification.

You will receive cash two business days after transaction (T+2), CDC will transfer the shares out of your CDC Account and receive cash on your behalf, which will be readily available for any further transactions.

All securities based Corporate Action entitlements such as (Bonus or Rights) are directly credited into your CDC Account. The process of disbursement of dividend to Roshan Digital Account Holder (RDA) is that the Dividend is first credited in Central Depository Company of Pakistan Limited bank account, and after process of due diligence and validation of shareholding, CDC credits it into clients bank account.

You will place the request for disinvestment directly with CDC.